Properties in the UAE
Foreigners buy real estate in the UAE on a Freehold basis (perpetual ownership, covering over 90% of Dubai) or Leasehold (land lease for 10–99 years). There is a 0% tax on rental income and capital gains. A 2-year residence visa is available from AED 750,000 (~$204,000), and a 10-year Golden Visa from AED 2,000,000 (~$545,000). The Land Department fee is 4% in Dubai and 2% in Abu Dhabi. Funds for off-plan properties are protected by the developer's escrow account. Property maintenance costs range from $15–80 per m² per year, depending on the residential complex.
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UAE в цифрах
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Questions from property buyers
NOC (No Objection Certificate) is a certificate that the seller obtains from the developer before registering a transaction on the secondary market. It confirms that there are no outstanding debts for building maintenance and is mandatory for issuing the Title Deed at the Land Department.
No, there is no official "citizenship by investment" program in the UAE. Purchasing real estate only grants the right to a residence visa — either a two-year or a 10-year Golden Visa. UAE citizenship is granted in exceptional cases by a special decree and is not available for purchase through property investment.
UAE banks issue mortgages to non-residents with a down payment from 20–25% of the property value. The interest rate is 3.5–5.5% per annum, the loan term is up to 25 years, and the upper age limit for repayment is 65–70 years. The required documents include a passport, proof of income, and bank statements for the last 6 months.
Yes, the thresholds are unified at the federal level: from AED 750,000 for a two-year residence visa, and from AED 2,000,000 for a ten-year Golden Visa, regardless of which emirate the property is located in — Dubai, Abu Dhabi, Ras Al Khaimah, or any other.
By default, Sharia inheritance laws apply in the UAE, which may differ from the inheritance procedures in the buyer's home country. To avoid this, foreign property owners register a will with the DIFC Courts or in the special non-Muslim register. This allows them to distribute their real estate assets according to their own will, rather than according to the default Sharia rules.
This is a much more frequent real-life question ("inheritance of real estate in the UAE", "what happens to an apartment in Dubai after the owner's death") than "income property," and it has not appeared anywhere on the page or in the materials provided.
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| Region | Price from | Rental ROI | Residency visa threshold (2026) | Best suited for | What to buy |
|---|---|---|---|---|---|
| Yas Island, Abu Dhabi | $230,000 | 6–7% per annum | from AED 750,000 — residence visa | Entertainment cluster (Ferrari World, Yas Marina Circuit) | Apartments for tourist rentals |
| Saadiyat Island, Abu Dhabi | $600,000 | 5–6% per annum | from AED 2,000,000 — Golden Visa | Cultural and beach hub (Louvre Abu Dhabi) | Beachfront villas and apartments |
| Al Reem Island, Abu Dhabi | $200,000 | 6–8% per annum | from AED 750,000 — residence visa | Business and residential high-rise cluster | Skyscraper apartments |
| Al Marjan Island, Ras Al Khaimah | $250,000 | 8–10% per annum | from AED 750,000 — residence visa | Resort area with the UAE's first casino (Wynn Al Marjan) | Apartments and villas for tourist rentals |
| Sharjah | $120,000 | 7–8% per annum | below threshold — AED 750,000 required | Affordable family segment | Apartments, studios |
| Ajman | $90,000 | 8–9% per annum | below threshold — AED 750,000 required | Most affordable emirate | Studios, small apartments |
| Fujairah | $150,000 | 6–7% per annum | from AED 750,000 — residence visa | East coast, mountains and beaches | Beachfront villas and apartments |
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