The Dubai real estate market recorded a record transaction volume in 2025 — over $47 billion, according to the Dubai Land Department (DLD). Price growth amounted to 17% year-on-year in key districts. 80% of buyers are foreign nationals, including citizens of Russia and the CIS. There is no income tax or personal income tax in the UAE.
| District | Type | Price from | Rental ROI | Transfer Fee | For whom |
|---|---|---|---|---|---|
| Palm Jumeirah | Villas, apartments | from $1,200,000 | 5–6% USD | 4% | Status, sea |
| Business Bay | Studios, 1–2BR | from $300,000 | 7–8% USD | 4% | Investors |
| Downtown Dubai | 1–3 bedrooms | from $850,000 | 5–7% USD | 4% | Living + prestige |
| Jumeirah Village (JVC) | Studios, 1–2BR | from $150,000 | 8–9% USD | 4% | Beginner investors |
| Dubai Marina | 1–2 bedrooms | from $500,000 | 6–7% USD | 4% | Rental to tourists |
| Dubai Hills Estate | Villas, townhouses | from $900,000 | 5–6% USD | 4% | Families, schools |
Transfer Fee of 4% of the property value is paid by the buyer upon registration with DLD. Additionally: agency commission 2%, DLD registration fee 0.25%.
Foreign nationals have the right to purchase real estate in Dubai in Freehold zones — specially designated areas where non-residents obtain full ownership rights. The market is regulated by DLD (Dubai Land Department) and RERA (Real Estate Regulatory Agency).
Property selection. Online viewing through our catalog or video call with an agent. There are two types of transactions in the market: secondary market (ready property) and off-plan (under construction from the developer, with an interest-free installment plan for the construction period).
Booking. Deposit of 5–10% of the property value. An MOU (Memorandum of Understanding) is signed. Hold period — 30 days.
Property verification. Due diligence through the RERA registry: verification of the developer, construction permits, and any encumbrances. Accompanied by a lawyer.
Transaction. Signing of the SPA (Sale and Purchase Agreement). Obtaining an NOC (No Objection Certificate) from the developer for the secondary market.
Registration with DLD. Transfer Fee of 4% of the price + DLD fee of 0.25%. The buyer receives the Title Deed — proof of ownership. Processing time: 4–8 weeks for the secondary market.
Payment can be made in US dollars, euros, or rubles with conversion. Online transaction is available without traveling to the UAE.
Purchasing real estate in Dubai opens the opportunity to obtain UAE residency:
from $205,000 — Investor Visa for 2 years (investor residency visa)
from $545,000 — Golden Visa for 10 years, includes family members
UAE tax residency: personal income tax 0%, capital gains tax 0%. Opening a bank account in the UAE with a residency visa takes from 2 weeks. The program is available for citizens of Russia under current sanctions.
More about UAE residency visa programs →
Rental yield (ROI) in Dubai — 6–9% per annum in USD, which exceeds most European markets. Short-term rentals in tourist areas (Marina, Downtown) yield up to 10% with a property management company.
Important factors to consider:
Transfer Fee 4% + agency fees 2% = minimum 6% additional costs at purchase. Short-term "buy–sell" investments in the first year are not profitable.
Service Charge: 15–60 AED per square foot per year depending on the complex. Check before purchase.
Off-plan risks: delays in completion by some developers. Verify the developer's history in the RERA registry.
Mortgage for non-residents: interest rate 4–6% per annum, minimum down payment of 20%.
Every transaction is accompanied by a lawyer. We assist with property selection, verification through the DLD/RERA registry, mortgage processing, and obtaining residency. Payment can be made in rubles with conversion through our office.
We work with properties throughout the UAE: Dubai, Abu Dhabi, Ras Al Khaimah.
Payment in euros is possible through conversion at our office: rubles are accepted in cash or by transfer, then converted into USD or AED at the market rate and transferred to the developer or seller. This is a legal scheme available to Russian citizens even under current sanctions — the UAE has not joined the sanctions regime and does not restrict transactions with Russian citizens.
Approximate benchmarks in euros as of May 2026: studio in JVC — from €150,000; 1-bedroom apartment in Business Bay — from €300,000; villa in Dubai Hills Estate — from €900,000. The exchange rate is fixed on the booking date. Online transaction is available without traveling to the UAE: document signing via power of attorney or notary.
Yes. The UAE has not introduced any restrictions on property purchases for citizens of America, England, France, Germany, Ukraine, and others. Foreign nationals of any nationality are entitled to acquire properties in Dubai's Freehold zones — areas with full ownership rights for non-residents. There are 45 such zones in Dubai, including Dubai Marina, Palm Jumeirah, Downtown Dubai, Business Bay, and JVC.
A valid passport is sufficient for the transaction. Notarization of documents from other countries is not required. Payment is made in USD and EUR via international transfer. A bank account in the UAE is not mandatory at the time of purchase; it will be needed later — when obtaining residency or to receive rental income. We have been facilitating transactions for clients from all countries since 2021, including during periods of sanctions.
Off-plan means purchasing a property at the construction stage directly from the developer. The main advantages: the price is 15–30% lower than for a ready property and an interest-free installment plan for the entire construction period — payments are made in stages according to a schedule (usually 40% before completion, 60% after). The minimum down payment for most developers is 10–20%.
Main risks and how to mitigate them. Delay in completion: the market average is 6–12 months. Check the developer’s track record in the RERA registry on the Dubai REST website. For Emaar, Sobha, Nakheel, delays are minimal. Developer bankruptcy: under UAE law, buyers' funds are held in an escrow account with an authorized bank — the developer receives the funds only upon completion of construction milestones. Difficulty in reselling before completion: some developers restrict resale until 30–40% of the property price has been paid.
Non-residents, including citizens of other countries, can obtain a mortgage from UAE banks. Main terms: down payment — minimum 20% for properties up to 5 million AED and 30% for properties above 5 million AED; interest rate — 4–6% per annum in USD; maximum term — 25 years; borrower's age at the time of the final payment not exceeding 65–70 years.
Banks working with non-residents: Emirates NBD, Abu Dhabi Commercial Bank, Mashreq Bank, RAKBANK. To apply, you will need: a passport, proof of income for 6–12 months, bank account statements, employment certificate or tax return. Banks accept Russian documents — with translation into English if necessary. Approval takes an average of 2–4 weeks. We assist in selecting a bank and submitting the application as part of our transaction support.
Yes, a fully online transaction is possible and legally valid in the UAE. The steps carried out remotely include: viewing the property via video format with an agent; signing the MOU (Memorandum of Understanding) using an electronic signature; paying the deposit via international transfer or through our office in rubles; verifying the property in the DLD registry online via Dubai REST; signing the SPA (Sale Purchase Agreement) via a notarized power of attorney for a representative in the UAE; registering with the DLD and receiving the Title Deed — the document arrives digitally via Dubai REST and by mail.
The only step where personal presence speeds up the process is obtaining residency (UAE visa) — biometrics are completed in the UAE. However, this happens after the transaction is completed and is not mandatory for property ownership.
Real estate prices in Dubai depend on the district. Studios in JVC and Dubailand — from $150,000. 1-bedroom apartments in Business Bay — from $300,000. Apartments in Downtown Dubai — from $850,000. Villas in Dubai Hills Estate — from $900,000. Luxury penthouses on Palm Jumeirah — from $2 to 15 million USD. Additional costs include a Transfer Fee of 4% of the property value, a DLD registration fee of 0.25%, and an agency commission of 2%. For a specific price for a property or district — send a request, and we will respond within one hour.
Rental yield (ROI) in Dubai is 6–9% per annum in USD — higher than in most European markets. Short-term rentals in Dubai Marina and Downtown deliver up to 10% when managed by a property management company. Investors from Russia and the CIS can pay for the property in rubles with conversion through our office. The terms of the transaction are discussed in the presence of a lawyer, and the data is protected by a privacy policy. Leave a request — we will find a property that matches your budget and goals within one hour.
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