Apartments in Halkidiki
Buy an apartment in Halkidiki in 2026 from €129,000 for a studio on the secondary market to several million for luxury apartments — the price per m² ranges from €1,500 to €3,000+ depending on the location and the age of the building. The three parts of the peninsula — Kassandra, Sithonia and Mount Athos — hold different prices and character of housing. Below — a breakdown of apartment types, taxes, first steps of the transaction for a foreigner and the real conditions of the Golden Visa.
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- 56m2
- 2
- 1
- 508m2
- 24
- 18
- 60m2
- 2
- 1
- 47m2
- 2
- 1
- 65m2
- 2
- 1
- 50m2
- 2
- 1
- 113m2
- 2
- 2
- 55m2
- 1
- 1
- 200m2
- 6
- 6
- 65m2
- 2
- 1
- 78m2
- 2
- 1
- 185m2
- 4
- 2
- 40m2
- 70m2
- 2
- 1
- 68m2
- 2
- 1
- 45m2
- 1
- 1
| Property type | Average area | Price range | Features |
|---|---|---|---|
| Studios and 1+1 apartments | 35–50 m² | €70,000–120,000 | Secondary market, often require cosmetic renovation, 500–1000 m from the sea |
| 2+1 apartments (2 bedrooms) | 55–80 m² | €130,000–220,000 | Optimal choice for family holidays or permanent residence |
| Maisonettes / townhouses | 80–120 m² | €180,000–350,000+ | Two-level apartments, often with a small garden or pool access |
| Premium new builds | from 60 m² | from €200,000 | Energy-efficient complexes with gated grounds and swimming pools |
Who buys apartments in Halkidiki and why
Demand for apartments in Halkidiki is driven mainly by foreign buyers from Europe, who are looking either for a summer residence for themselves or a property for seasonal rental to tourists. A steady tourist flow in the high season — from May to October — makes seafront apartments a liquid asset: they are easier to resell or rent out than more expensive villas with large plots.
Locations: Kassandra, Sithonia and Mount Athos
Kassandra — the liveliest and most developed "finger" of the peninsula: developed infrastructure, many restaurants and entertainment, high demand makes apartments here easy to rent out. Sithonia — a greener and quieter part: strict building regulations do not allow the construction of multi-storey complexes, so supply is smaller and housing is on average more expensive. Mount Athos is mostly closed as a monastic republic, but at the beginning of the peninsula — in the areas of Ouranoupolis and Nea Roda — you can buy a resort apartment for quiet holidays.
Through whom to buy: agency or developer
A ready-made apartment on the secondary market is usually sold through a local real estate agency, which takes care of property selection and part of the legal verification. A new build can be bought directly from the developer — this gives a fixed price from the construction plan, but requires a more thorough check of the company's reputation and the delivery deadlines of the property.
AFM and bank account: the first steps of the transaction
The first document for a foreigner is AFM, the Greek tax number: without it, you cannot conduct any transaction or even open a bank account. AFM is issued at the local tax office in person or through a power of attorney to a lawyer. After receiving the number, an account is opened in a Greek bank, from which funds will be transferred to the seller and taxes will be paid.
Taxes and costs when purchasing
The property transfer tax is 3.09% of the value of the property — applicable both to the secondary market and to most new builds. On top of this, you should budget another 4–6% of the transaction amount for notary services, a mandatory lawyer to check the legal cleanliness of the property, registration fees and the real estate agent's commission.
Yield from rental in the high season
Renting out an apartment on Halkidiki for short-term rental from May to October yields on average 6–10% per annum — the exact yield depends on proximity to the sea, the condition of the property and how actively it is managed in the off-season.
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Questions from property buyers
From compact studios on the secondary market by the sea to spacious maisonettes with a terrace or garden and premium new builds with gated grounds — exact sizes and price ranges for each type can be found in the table above.
Yes, Greek banks lend to non-residents, but they usually approve no more than 50–65% of the property's value — the buyer contributes the rest from their own funds. In practice, over 70% of real estate transactions in Greece are completed entirely in cash, without a mortgage.
Presence is not required: the transaction can be carried out through a power of attorney to a lawyer in Greece, including obtaining AFM, opening an account and signing documents before a notary. Many agencies also offer remote viewing of properties online.
An apartment does not require land maintenance and is usually cheaper to maintain — the costs for common areas are shared by the entire residence. A villa and a land plot offer more privacy, but the owner is fully responsible for the upkeep of the grounds, and when buying a plot separately, one must check the building permit.
If the priority is seasonal rental turnover and developed infrastructure, the choice is in favour of Kassandra. If nature, privacy and less dense construction are more important — Sithonia, but with the caveat of a higher price and a smaller selection of properties.
In most cases, no: a standard apartment in Halkidiki is smaller than 120 m² and cheaper than €400,000 — it does not meet both Golden Visa requirements for the region simultaneously. The threshold is realistically achievable only for large maisonettes or premium new builds that meet both parameters at once.
Management is handled by local companies: they pay utility bills, arrange cleaning between guest stays and handle day‑to‑day issues in the owner's absence. The service is usually covered by a separate contract and is paid as a percentage of rental income or as a fixed annual fee.
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