We, realtor Ekaterina Alexandrovna and my clients Maria and Lyudmila, were satisfied with the work of your realtor. The collaboration was successful, fast and pleasant. It was easy and convenient to w ... More ork with the Discount-House Company in Miami, all documents were received on time, all our requests for an apartment in Miami were quickly resolved
Apartments in Miami
In 2026, you can buy an apartment in Miami at prices ranging from $150,000 for studios to $50,000,000+ for penthouses on the first line. The South Florida market is steadily growing due to the absence of state income tax. Investors have access to ready-made condominiums and new construction (pre-construction). When purchasing, take into account the annual property tax (1.5–2%), monthly HOA fees from $400, as well as closing costs of 1–2% (cash) or up to 5% (mortgage). Transactions are conducted remotely.
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| Neighborhood / Location | Prices (starting from) | What they buy | What it is suitable for |
|---|---|---|---|
| South Beach / Miami Beach | $250,000 | Oceanfront apartments, Studios | Seasonal vacation, short-term rental |
| Brickell / Downtown | $350,000 | High-rise condos, Penthouses | Long-term rental, business pace |
| Sunny Isles Beach | $600,000 | Luxury apartments, First line | Family living by the ocean |
| North Beach | $200,000 | Resale properties | Peaceful resort living |
Market Diversity: From Resort Areas to the Business Center
Real estate in Miami (Florida) offers a huge selection of living and investment formats. The epicenter of premium housing has traditionally been Miami Beach: the famous Collins Avenue and West Avenue are densely built up with luxury complexes. If you are attracted to high-rise buildings and a business pace, it is worth considering Downtown Miami and Brickell — the financial heart of the city. For permanent family living, Sunny Isles Beach (known as "Russian Miami") is ideal, where spacious apartments with beach access predominate. More affordable apartments, classic townhouses, and income properties are located away from the ocean — in areas such as West End, Cutler Bay, and Miami Gardens, where prices are significantly lower than along the coastline.
Property Types and Internal Infrastructure
The most sought-after housing format in Florida is condominiums (condo). When purchasing such property, you get not only square footage but also a share in the common areas of the residential complex. Modern complexes offer the highest level of infrastructure: 24/7 secured grounds, a communal pool, and fitness centers. The units themselves are often sold with high-quality furniture, a spacious balcony or terrace, and assigned parking. For buyers seeking maximum exclusivity, penthouses with panoramic views of the Atlantic Ocean are available on the market. If your goal is commercial real estate or investments for capital preservation, pay attention to new construction at the foundation stage (pre-construction). Developers offer the option to lock in the price at an early stage with an initial down payment of 20% and phased payments until construction completion.
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Questions from property buyers
Yes, the purchase procedure is fully adapted for non-residents. The remote transaction is executed completely legally: the money is transferred not to the seller, but to a secure escrow account. In our database (over 2,000 listings), you can find properties where owners or developers are willing to accept payment in cryptocurrency or direct transfers in rubles through partner gateways.
The amount of taxes depends on your strategy. The capital gains tax upon resale of a property is about 15%. If you are buying real estate as an investment, the tax on rental income ranges from 15% to 45% depending on the amount of annual profit. Also, do not forget about the costs of mandatory property insurance.
Unlike European countries, the US does not have a residence permit program for purchasing personal property (a "golden visa"). Investor immigration is only possible through the EB-5 program: this requires investing from $800,000 in targeted commercial projects (such as hotel or clinic construction) that create new jobs in the country.
Yes, non-residents can obtain financing for purchasing real estate in Florida. The average mortgage rate is 4–6% per annum. Approval requires proof of income, and the down payment typically starts at 30–40%. Keep in mind that with a mortgage, closing costs will be higher than when purchasing with cash.
Not everywhere. In South Florida, there are strict rules enforced by management companies (HOA). Most classic condominiums categorically prohibit short-term rentals, allowing leases for a minimum of 3 or 6 months. For short-term (daily) rentals, you need to purchase so-called condotels, which are originally designed for the tourism business.
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