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Properties in Montenegro
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1722 founded
275 000 €
- 105m2
- 2/3
- 2
- 2
The coastal town of Herceg Novi offers a spacious living space with a comfortable layout and a...
Montenegro
165 000 €
- 40m2
- 1/6
- 1
- 1
In one of the most peaceful and green areas of the Budva Riviera in Becici, a cozy living space...
Montenegro
135 000 €
- 1 350m2
A plot of land with a registered capital construction facility and a picturesque natural...
Montenegro
225 000 €
- 129m2
- 2/4
- 3
- 2
Apartments for sale of 129m2 in Dobra Voda. 5 rooms on the 2 floor of the 4 storey building....
Montenegro
129 000 €
- 40m2
- 3/7
- 1
- 1
The resort village of Becici offers a cozy living space with a convenient location next to the...
Montenegro
185 000 €
- 68m2
- 4/8
- 2
- 2
In the resort area of Becici, a modern living space of a new format is presented with a...
Montenegro
220 000 €
- 62m2
- 2/7
- 1
- 1
1 bedroom apartment, located in a quiet area of the Budva Riviera, Przno. The small but cozy...
Montenegro
149 000 €
- 47m2
- 6/8
- 1
- 1
A ready-made apartment by the sea in Becici with a garage in the price is an ideal option for...
Montenegro
250 000 €
- 81m2
- 2/7
- 2
- 1
We offer a cozy and bright apartment on the Budva Riviera, located in one of the most popular...
Montenegro
295 000 €
- 71m2
- 2
- 2
In the resort area of Becici, a stylish living space is offered in a new building with a...
Montenegro
260 000 €
- 81m2
- 2/7
- 2
- 1
In the resort village of Becici, a comfortable living space with panoramic sea views and a...
Montenegro
270 000 €
- 276m2
- 3
- 4
- 3
In the coastal village of Bulyaritsa, a spacious residential building with a well-thought-out...
Montenegro
400 000 €
- 160m2
- 4/5
- 3
- 3
In the very center of the resort town of Petrovac, a spacious living space with panoramic sea...
Montenegro
135 000 €
- 43m2
- 3/7
- 1
- 1
In the resort town of Petrovac on the Budva Riviera, a cozy living space with a pleasant view...
Montenegro
258 000 €
- 86m2
- 2/8
- 2
- 2
In the resort village i, a spacious living space with a thoughtful layout is offered for...
Montenegro
36 000 €
- 881m2
A plot of land located in a very promising area is offered for sale in the optina of Tivat. The...
Montenegro
Questions from property buyers
The most popular region is the Budva Riviera, especially the surroundings of the city of Budva, where the largest number of objects are represented.
In 2025, the housing market continues to show steady growth, especially in coastal and urban regions. The main factors influencing the cost are the growing interest of tourists and foreign investors in the purchase, as well as expectations of the country's possible accession to the European Union. The main growth criteria include infrastructure development, improved tourist flow and significant investments in the construction of new facilities. Apartments with sea views and villas with modern amenities are especially popular, which attracts both foreign buyers and locals. For example, in central and less developed regions, prices remain more affordable, which makes them attractive for relocation.
To make a transaction, it is enough for a foreign citizen to have a passport with him from the documents. The purchase process usually involves signing a preliminary agreement, paying a deposit, and completing the transaction through a notary. With the obligatory presence of a court interpreter, the Notary also registers the ownership in the land registry. It is possible to buy in installments. Montenegrin banks do not provide mortgages.
Here are the main categories of expenses: -Electricity -In winter, when electric heating is used, electricity bills can range from 50 to 150 euros per month for an apartment of medium size (50-70 sq.m.).In summer, expenses can be 30-50 euros per month. - Water supply. The cost of water is relatively low. Apartment water bills are usually around 10-20 euros per month for an average apartment. - Internet services depend on the selected package, but on average the Internet (fiber optic) costs from 20 to 30 euros per month. In some cases, the cost of television may be included in the package. -Garbage collection and collection is usually included in utility bills and amounts to about 5-10 euros per month. -House management If you live in an apartment building, there may be additional maintenance costs for the building and common areas. These costs can range from 10 to 50 euros per month, depending on the level of services and the condition of the house. These figures are approximate and may vary depending on individual living conditions and tariff changes.
Foreigners buying real estate prefer several main regions, depending on their goals, budget and preferences: -Budva is one of the most sought-after cities among foreign buyers. This resort is known for its beaches, active nightlife and historic old town. Real estate here attracts both for personal recreation and for renting, especially in the summer season.Apartments and apartments are mainly bought, but villas with sea views are also in demand.
-Bar is a large port city with developed infrastructure, ferry connections with Italy, Greece and Albania, railway connection with Serbia, which makes it popular among those who are looking for real estate for permanent residence or for subsequent rental.
Here they buy apartments, houses and land plots for construction. Kotor attracts buyers with its unique ancient city, included in the UNESCO World Heritage List, and picturesque views of the bay. This place is popular among those who are looking for a peaceful atmosphere and historical surroundings.Both apartments in the old town and houses and villas overlooking the bay are in demand here
. -Tivat is becoming more and more popular thanks to the Porto M project — a luxury yacht marina and residences. This attracts wealthy buyers and investors looking for luxury real estate.: luxury apartments and penthouses in Porto M, as well as villas and houses in the vicinity of the city. -Herceg Novi attracts those who are looking for a more relaxed and authentic atmosphere. Here you can find more affordable housing compared to Budva or Kiev. - Podgorica. Although Podgorica is not a tourist center, the capital attracts foreign buyers working or those looking for permanent housing. Mostly apartments are bought for subsequent rental These regions are attractive to foreign buyers due to their diversity and unique advantages. The choice of the region usually depends on the purpose of the purchase — whether it is investment, rental or personal use
News
Purchasing Real Estate in Montenegro: A Complete Guide for 2026
The decision to buy real estate in Montenegro in 2026 opens the door to the European market with unique conditions. As an official candidate for EU membership, the country offers investors a stable legal system, favorable taxation, and high potential for asset value growth. Real estate in Montenegro today is a strategic asset for portfolio diversification, obtaining residency, and securing a comfortable life for your family on the Adriatic coast.
Why Investors Choose Montenegro for Purchase?
Montenegro attracts buyers by combining European prospects with accessibility. The key market drivers are: progress in EU accession negotiations, political stability, and Law No. 8/2022 "On Foreign Investments," which guarantees capital protection. Financial advantages include low property tax (0.1-1%) and no capital gains tax for long-term holdings. Climatic and environmental indicators (310 sunny days per year, ISO 9001 water quality) further enhance its investment appeal.
Who Buys Real Estate and For What Purposes?
The buyer profile is segmented. Approximately 40% are investors focused on rental income (5-9% annual ROI in prime locations). Another 35% are families purchasing property for permanent residency (PR) to secure a European education for their children. The remaining 25% are entrepreneurs opening hospitality businesses or buying commercial real estate in Montenegro for renovation. A separate objective is obtaining a residence permit through an investment starting from €250,000.
Types of Real Estate and Investment Strategies in 2026
When choosing which real estate in Montenegro to acquire, investors analyze three main classes. Class A: new apartments in managed residences (price per sq.m.: €2,800–4,500). Class B: resale apartments and townhouses (price per sq.m.: €1,800–2,700). Class C: villas and commercial properties (lots from €400,000). Popular strategies include "buy-to-let" for short-term rentals and "fix-and-flip" involving the renovation of old hotels. Land plots for residential construction (from €100/sq.m.) are attractive for long-term investments.
Market Analysis and Current Prices in 2026
The market demonstrates stable growth: capitalization in 2025 increased by +8.3% according to the Central Bank of Montenegro. The weighted average price per square meter (SQM) in the primary market is €3,200. A studio in Budva starts from €120,000; in Bar, from €85,000. The price is influenced by: panoramic view (premium of +15-25%), availability of a yacht berth, energy efficiency class (Certificate A). Liquidity of properties in tourist zones is 4-6 months.
Key Regions for Investment and Living
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Budva Riviera (Budva, Sveti Stefan): maximum rental income (up to €120/day for a 2-bedroom apartment in peak season). Tourist flow density: 14,000 people/sq.km. Ideal for investing in real estate in Montenegro managed by hotel operators.
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Bay of Kotor (Tivat, Kotor): elite segment. The presence of the Porto Montenegro and Portonovi marinas creates stable demand for villas (lots from €1.2M). The capitalization of properties in the historic center is protected by UNESCO status.
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Bar and Ulcinj: growth zone. The development of transport infrastructure (new Bar port terminal) stimulates demand. Buying real estate in Montenegro here is promising with a 5-7 year horizon.
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Podgorica: stable capital market with a rental yield of 4-5% per annum. Demand is generated by employees of diplomatic missions and international companies.
Detailed Purchase Process: Stages and Documents
The process of buying real estate in Montenegro involves several stages, regulated by the Law on Property. Stage 1: Due Diligence – verification of the cadastral plan (Katastarski plan), availability of a building permit (Građevinska dozvola), and absence of encumbrances (Hipoteka). Stage 2: Signing a preliminary contract (Predugovor) with a 10% deposit. Stage 3: Notarization of the main sales contract (Ugovor o prodaji nekretnine) with payment via an escrow account. Stage 4: Registration in the Real Estate Cadastre (Katastar nekretnina) within 30 days.
Financial and Legal Aspects: Taxes and Fees
The financial model of the transaction includes: property transfer tax (2% of the cadastral value), notary fee (1%), stamp duty (€20). Annual obligations: real estate tax (0.1-1% depending on the municipality), waste collection fee (€100-300). For non-residents, a tax rate of 9% applies to rental income. It is important to factor in the costs of title insurance and technical maintenance of the property (0.5-1% of its value per year).
Real Estate Management and Income Generation
Effective asset management requires a professional approach. For residential real estate in Montenegro, we offer the services of a licensed property manager: accounting, interaction with the homeowners' association (Upravljanje zgradom), marketing on international platforms (Airbnb, Booking.com). For commercial properties, a business plan is developed with ADR (Average Daily Rate) and RevPAR (Revenue Per Available Room) metrics. The standard commission for a management company is 15-20% of rental income.
Obtaining a Residence Permit (Residency) Through Purchase
Investment in real estate in Montenegro from €250,000 grants the right to a temporary residence permit (Privremeni boravak). The procedure requires preparing a dossier: a notarized sales contract, an extract from the cadastre, proof of financial solvency (€3,600/year per person), health insurance with coverage of €30,000. The processing time is 30 working days. The residence permit is issued for 1 year with the right to renewal and allows living, studying, and doing business in Montenegro.
Conclusion: Why Buy Real Estate in Montenegro in 2026?
Real estate in Montenegro in 2026 is an asset with a triple benefit: protection of capital in euros, stable rental income of 5-9% per annum, and a "golden key" to a European residence permit. The market is structured, legal risks are minimized, and value growth is underpinned by the country's path toward EU integration. We provide a full cycle of services: financial modeling, legal audit of the property, registration support, and property management services. Contact us to select a lot that aligns with your investment strategy.