Opening a bank account in Alicante, Spain
Type: Spanish Bank Account
Keeping money in European banks is very reliable and they have a long-standing reputation.
Some clients just want to keep their capital there, others need a bank account to open their business. There are many banking institutions in Spain that you can rely on, but which one is the best and most profitable to choose?
In order to open an account with the Bank of Spain, you will need to collect the necessary list of documents.
If you contact us at the Discount-House Company, we will help you choose a bank and advise you, as well as open the right account for you without entering Spain. Your interests in Spain will be represented by a notarized power of attorney signed by our lawyer. We will handle the processing of all other documents, and you will receive an open account in your name.
The list of banks in Spain with which our Company has been cooperating for a long time:
- La Caixa; - La Banco Sabadell;
- Banco Santander; - Caja Madrid;
- Bankinter; - Cajamar;
- CatalunyaCaixa; - Banco Popular;
- Bank of Spain; - Banco Caminos;
- Banesto; - Colonya;
- Bankia; - BNP Paribas;
- BBVA; - Banco Pastor
These banks are very popular and reliable, some of them have existed for more than 200 years, which is the best guarantee for the depositor. Having invested money in such a bank, you can "sleep peacefully". The minimum amount of a deposit or any other is regulated by each bank independently.
The easiest way is to open accounts for non-residents who already have housing in Spain or have received a residence permit, in another case, they will require an additional list of documents. This can already become a problem for a person who is faced with such a situation for the first time. If you do not know the procedure, do not have experience in this, then you can spend a lot of time and not get the desired result. Therefore, we recommend contacting professionals to open a bank account. Our company's lawyers have long and successfully opened more than one hundred accounts for our clients and know all the details.
List of documents for opening a bank account:
- a foreign passport;
- a document confirming the residence permit;
- tax number – N.I.E, which must be obtained from the tax service in advance;
- 2-personal income tax certificate for the last two years;
- a certificate from the tax service on the payment of taxes for the past year;
- a certificate from the place of work, indicating the position and duration of work in the organization;
- a certificate from the Bank about the availability of open accounts;
- a positive recommendation and characterization from your bank;
- credit history;
- if the account is opened for a legal entity, then all the company's statutory documents.
Depending on the selected bank, other documents and certificates may be needed, because in Spain they closely monitor the "laundering" of income.
Incorrect registration and submission of documents is a guaranteed refusal, because banks are allowed to refuse even for formal reasons if any information is incorrectly indicated or not confirmed.
The Discount - House company provides for all this, as it has been cooperating with banks for many years, has extensive experience in this business, which means it is guaranteed to open an account.
Many people are sure that opening an account in a foreign bank and opening an offshore account are the same thing - but this is not the case. You can open an account with both a foreign bank and an offshore bank. Each has its own advantages and nuances. You need to figure it out to figure out which one suits you.
Opening an account in a Spanish bank
Customers often buy or create a company in Spain in order to open an account, because there are a number of advantages:
- preservation and saving of capital;
- making transactions with foreign partners;
- time-tested reliability;
- open and understandable money management;
- confidentiality.
Opening an account with a company registered in Spain makes it much easier to open an account. The fact is that such a company, even opened by a non-resident, is a resident in Spain. Therefore, the legal entity is already a resident and there will be no hindrances or additional documents to open the necessary account.
Opening an account in an offshore Spanish bank
Offshore banks are not so picky about their depositors, they have a more loyal attitude towards customers. But you need to understand that banks with a Reputation do not actively cooperate with offshore banks, so it is better to have two accounts for different needs. Such offshore zones are perceived as a "tax haven", because such organizations guarantee complete confidentiality and concealment of information from the control authorities.
The advantage of offshore banking organizations:
- the ability to create a large number of accounts in any currency;
- complete confidentiality;
- low service fees;
- special accounts for entrepreneurs with flexible tariffs and a transfer system;
- currency conversion with a favorable commission.
For some transactions, you can open an account in an offshore bank, but it is not recommended to keep serious amounts of money. For large capital, banks with a history and an excellent reputation are needed.
Based on the pros and cons of Spanish banks, you can decide which account is needed, because you can order us to open an account in a regular reliable bank and an account in an offshore bank at the same time.
We will give you any necessary information that will help you decide which bank and account you need. By contacting our company, be sure that you will receive the full range of services, the solution of any issues in the shortest possible time and complete confidentiality!