Catalog

Houses in Bulgaria

A house in Bulgaria is a detached residential building with its own plot, typically 400–1,000 m²: a village house of stone and brick, a cottage or townhouse in a complex, a seafront villa, or a new build from a developer. Prices range from €48,000 in a village to €530,000 for a villa with a pool, averaging around €1,600 per m². Buyers include large families for permanent residence, second-home owners, and investors seeking seasonal rental income with yields of up to 6%. The main districts are the suburbs of Burgas and Varna, Sunny Beach, and Sveti Vlas.

Galina
Galina
Status / Discount House
Director
Property by type
6 founded
Cottage in Sunny Beach, Bulgaria for 160 000€ (ID:81546)
19
Cottage in Sunny Beach, Bulgaria 120m2 #81546
160 000 €
  • 120m2
  • 2
  • 4
  • 2
Online viewing
Remote transaction
Turnkey property for rent
House with Sea View in Kosharitsa — Sale of Two-Storey Property on Sunny Beach A private two-storey house with sea view is for sale in the village of Kosharitsa, Sunny Beach resort, Bulgaria. The 120-square-metre property is located in a
Townhouse in Sveti Vlas, Bulgaria for 325 000€ (ID:81433)
22
Townhouse in Sveti Vlas, Bulgaria 192m2 #81433
325 000 €
  • 192m2
  • 2
  • 3
PRP upon purchase
Online viewing
Remote transaction
Turnkey property for rent
For sale: luxurious two-level maisonette in the elite Arthur complex, St. Vlas, Bulgaria. Total area 192 m², 4 rooms, 2 bathrooms, 2 terraces (one with a barbecue area), separate walk-in wardrobe. Designer renovation using high-tech, quality
Cottage in Sunny Beach, Bulgaria for 159 990€ (ID:70556)
9
Cottage in Sunny Beach, Bulgaria #70556
159 990 €
House for sale for € 159.990 in Kosharica A two-storey house in the picturesque area of Kosharitsa with an area of 165 m2 is offered for sale. This cozy house with two bedrooms, three bathrooms and two balconies will be an excellent choice
Townhouse in Sunny Beach, Bulgaria for 48 000€ (ID:56953)
16
Townhouse in Sunny Beach, Bulgaria 56m2 #56953
48 000 €
  • 56m2
  • 2
  • 1
  • 1
Elenite is a small resort village, in the southern part of the Bulgarian Black Sea coast, in close proximity to Sveti Vlas and not far from the famous resort of Sunny Beach (7 km). The distance from Burgas airport is 45 km. Everyone who has
Townhouse in Sveti Vlas, Bulgaria for 136 500€ (ID:56951)
18
Townhouse in Sveti Vlas, Bulgaria 121m2 #56951
136 500 €
  • 121m2
  • 2
  • 2
  • 2
the gated complex, which is located in Sveti Vlas, 450 meters from the beach. Beautiful places to relax, clean air and sea climate. The complex has a cafe-bar, swimming pool, Playground. Parking space. Security. Within walking distance of
Townhouse in Sunny Beach, Bulgaria for 108 000€ (ID:55558)
23
Townhouse in Sunny Beach, Bulgaria 108m2 #55558
108 000 €
  • 108m2
  • 2
  • 2
  • 2
Elenite is a small resort village, in the southern part of the Bulgarian Black Sea coast, in close proximity to Sveti Vlas and not far from the famous resort of Sunny Beach (7 km). The distance from Burgas airport is 45 km. Everyone who has
District House Price, 2026 Who It Suits · Rental
Suburbs of Burgas: Kableshkovo, Aleksandrovo, Cherni Vrah, Bryastovets €95,000–350,000 · €1,150–1,550/m² Year-round permanent residence, families · long-term rental
Hills near Sunny Beach: Kosharitsa, Aheloy, Goritsa €110,000–530,000 · €750–1,270/m² Summer home by the sea, 1.5–2 km to the beach · seasonal rental, up to 6%
Sveti Vlas and Pomorie €159,000–460,000 Premium segment, sea view · short-term rentals in season
Varna coast: Byala, Obzor, Balchik, Kavarna €110,000–385,000 · €410–1,570/m² Large plots, tranquility, golf · summer rental
Inland villages: Sukhodol, Dyulevo, Vedrino, Provadia €12,000–88,000 Budget entry, needs renovation · for personal use, not for rental

Land in Bulgaria and the foreign buyer: how it works

Bulgarian legislation distinguishes between the purchase of apartments and houses with land. A non-resident registers an apartment in their own name without additional steps. A house with land — only through a legal entity under Bulgarian law. The most common form is OOD (similar to a limited liability company). The sole founder and director — yourself.

What does this give besides the opportunity to buy a house: official activity in the EU, a basis for obtaining a residence permit as a director, the ability to rent out real estate and receive income through a Bulgarian company account. Registration takes about a week, cost — around €500. Discount-House coordinates the process and works with trusted Bulgarian notaries.

Link: «More about residence permit through real estate →»

Mortgage calculator

Credit amount
75 000
Common payments
75 000
Increase in price
75 000
Monthly payment
75 000

Questions from property buyers

Can a foreigner buy a house in Bulgaria?

Yes. Apartments are purchased directly, without any organisational conditions. For a house with a plot of land, Bulgarian law provides for only one mechanism — registration through a legal entity. This is standard practice, and experienced agencies conduct such transactions regularly. Discount-House establishes a turnkey company as part of the same transaction.

Properties within walking distance of the beach — from €90,000. For this amount, it is realistic to find a townhouse or a small cottage 300–700 metres from the water. Villas with a pool and private plot start at approximately €160,000. Houses cheaper than €40,000 do exist, but they are located far from the coast and almost always require renovation.

The most affordable options near the Black Sea are Pomorie, Ravda, Kosharitsa, Aheloy. Prices here are 20–35% lower than on Sunny Beach at a comparable distance to the water. On the northern coast — Balchik, Kavarna — the market is less saturated, which sometimes opens up opportunities for negotiation.

In new cottage complexes, installment payment is a standard option. The first installment is usually 25–30%, with the remaining amount paid in stages until the property is completed. On the secondary market, some sellers also consider installment payment — especially if the property has been on the market for a long time. Mortgages for non-residents are available in Bulgarian banks with a down payment from 30%.

Two ways. First: a Bulgarian company through which the house is registered automatically gives the right to apply for a residence permit as a director. Second: if the value of the property exceeds 300,000 BGN (~€153,000), this is already an investment basis for a residence permit. Pensioners obtain a residence permit more easily — with any property value, provided they confirm their pension income.

Townhouses and cottages in resort villages are rented out during the high season from €80 to €200 per day — depending on size, amenities and distance to the beach. The season runs from May to October, with peak in July–August. When managed by a property management company (they take 20–30% of the income), the annual yield is 3–5%. For year-round income, it is better to consider Varna or Burgas with long-term rental.

Our offices in Bulgaria

Status / Discount House
Status / Discount House
Bulgaria, Nessebar Municipality, Sunny Beach, квартал Камелия

Our team in Bulgaria

Galina
Status / Discount House
Director

Reviews Bulgaria

  • Michael and Emma
    2025-11-28 21:13

    Galina helped us buy a townhouse on Sunny Beach and calculated all expenses for 2025. Property tax — 0.15% (€95), maintenance fee in the complex — €12/m² (€1,080 per year for 90 m²), insurance — €80. ... More

  • Alexey and Marina
    2024-02-29 11:11

    "We spent a long time choosing between an apartment and a house. Galina insisted on a detailed breakdown of annual expenses — and she was absolutely right. It turned out that buying a house with land ... More

Houses for Sale in Bulgaria

This section gathers houses, villas, townhouses, and cottages from agencies and owners. The filter narrows the selection by city, price, area, number of rooms, distance to the sea, and availability of a pool. You can send a suitable option to the manager: they will request documents from the seller, clarify maintenance costs, and arrange an online viewing.

What Houses Are Offered for Sale

Traditional village house. Located in villages and mountain areas. A colorful building of stone, brick, and wood. The most affordable entry: from €48,000 in Provadia Municipality and €19,900 for a two-story 1985 house in Sarnevo requiring renovation. Often an outdoor toilet, no heating, and a roof in need of work. To buy a house in Bulgaria inexpensively and not later sink a second price into repairs, the estimate is drawn up before the deposit. This is an option for those who want to buy a house in Bulgaria inexpensively in a village and live off the land — not for rental.

Modern house or cottage in the suburbs. Built near Varna, Burgas, Sofia, and at ski resorts such as Bansko. Most often offered for sale is a solid two-story house of 117–170 m² with a plot in Kableshkovo, Aleksandrovo, or Bryastovets — 15–25 minutes to Burgas, €137,000–350,000. Suitable for permanent residence: schools, shops, and the airport nearby, and life here does not freeze in winter.

Townhouse and cottage in a complex. Kosharitsa, Aheloy, Sveti Vlas: security, pool, management company. Price — from €110,000 for a 146 m² cottage with a pool in Aheloy. The downside is the maintenance fee, for example €12 per m² per year.

Seafront villa and mansion. A detached house with a sea view, large area, and its own pool: 295 m² near Balchik — €385,000; in Sveti Vlas and Aheloy — €440,000–530,000. Bought for family use and premium rentals.

New house under construction. Developers offer installment plans and a deposit from €5,000. The stage is shown by acts: Act 14 — the frame is ready, Act 15 — construction is complete, Act 16 — the house is commissioned.

Where to Buy a House in Bulgaria by the Sea

  • For year-round living — the suburbs of Burgas and Varna.
  • For holidays and seasonal rentals — Kosharitsa and Aheloy: 1.5–2 km to Sunny Beach, but quieter than the resort.
  • For buyers with a yacht — Sveti Vlas with its marina.
  • For golf lovers — Balchik and Kavarna, with three golf courses nearby.
  • Buying a house in Bulgaria right on the seashore is nearly impossible: complexes are built right at the water. A realistic option is 200 m from the sea, like the cottage in Byala for €235,000.
  • Buying a house in Bulgaria by the sea inexpensively is easier 6–15 km from the coast: in Galabets a 136 m² house costs €120,000; in Obzor two houses on a 1,460 m² plot — €110,000.

How Much a House in Bulgaria Costs in 2026

The price per m² depends on the distance to the sea and the condition of the house: from €400 for two houses on a large plot 6 km from the sea (Obzor) to €1,570 for a cottage 200 m from the beach (Byala). As of January 1, 2026, Bulgaria has switched to the euro, so prices are quoted in euros. Prices in rubles are calculated at the exchange rate on the day of payment. Add 4–5% on top for transfer tax, notary, and registration. Annually — property tax and garbage fee (a few hundred euros for a mid-sized house), and in a complex also the maintenance fee.

How a Foreigner Buys a House

EU citizens own land directly. Other buyers can register the house in their name, but not the plot beneath it. Therefore, a house with land is bought through a Bulgarian company (EOOD) — it is registered within a few weeks, and accounting costs are small.

Turnkey house:

  1. Selection and online viewing.
  2. Verification of the notarial deed, cadastre, debts, and encumbrances.
  3. Preliminary contract and deposit — market practice from €5,000.
  4. Notarial transaction with payment of 100% of the price.
  5. Registration of ownership.

House under construction: verification of the construction permit and current act, contract with a payment schedule and Act 16 deadline, payment in installments, acceptance after Act 16.

Documents: passport, Bulgarian ID for a foreigner (LNC) or company documents, bank account, power of attorney — if the deal is done remotely.

Buying a house by itself does not grant a residence permit. The grounds for it in 2026 are pension, business, work, or study; owned property confirms the residential address.

Pitfalls

  • Basement. Almost every classic Bulgarian house has a semi-basement (cellar) floor for household needs. Check whether there is dampness in it.
  • Walls. The most reliable is monolithic brick with reinforced concrete floors. The year of construction and the condition of the roof determine the renovation budget.
  • Plot. It needs UPI status (regulated land plot) — this is land with building rights. Without it, you cannot build a guest house or pool. Boundaries are verified against the cadastre.
  • Heating. It is damp by the sea in winter. Without proper heating, mold appears in the house — ask what the house is heated with and how much it costs per season.
  • Utilities. Water, electricity, sewerage, paved access. In villages, their availability is not guaranteed.

Houses sell more slowly than apartments, so the exit from the investment should be planned in advance. The realtor checks the property's history, but your lawyer reads the plot documents.

Is It Worth Investing

Bulgaria: buying a house here means getting a plot for a pool or guest house at a price for which other EU coastal countries sell an apartment. Bulgarian houses in complexes rent out more easily than standalone ones. Income comes from seasonal rentals within 2 km of the sea — up to 6% per annum. A house deep inland is a purchase for living, not an investment.

Articles

Property maintenance in Bulgaria: full calculation of owner's expenses for 2026

Main expenses: taxes, maintenance fee and insurance
Owning real estate in Bulgaria comes with a number of mandatory annual payments, the amount of which depends on the location, type of complex and...

2026-05-23 19:14

How to Profitably Buy Property in Bulgaria in 2026: When It's Cheaper, What...

When to buy more profitably: the "off-season" strategy
The purchase of real estate in Bulgaria is subject to cyclical price fluctuations that depend on tourist demand. If the goal is the ...

2026-05-23 18:36

Which resort in Bulgaria to choose for buying an apartment: a guide for selection in 2026

Comparative analysis of resort zones: from Sunny Beach to Burgas
Choosing a location is a critical stage that determines both the liquidity of the property and the quality of life in it. In 2026, t...
2026-05-23 17:21
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