Houses in Bulgaria

Bulgaria is a country in southeastern Europe on the Black Sea, between Romania, Serbia, North Macedonia, Greece, and Turkey. Any foreigner can buy a house here, but not the land beneath it: the plot is registered under a Bulgarian company, which is set up specifically for the transaction. The cheapest options are rural houses away from the sea, from 20,000 euros; by the sea, in Burgas or Varna, prices start from 150,000 euros. As of January 1, 2026, Bulgaria switched to the euro, which has fuelled prices: over 2025, the market grew by almost 18%. Buying a house alone does not grant a residence permit — a separate legal basis is required.

Advanced search

Search

Burgas region

Sunny Beach (7)

Sveti Vlas (4)

Galina

Status / Discount House
Director

Property by type

Townhouse

Cottage

Villa

6 founded

Cottage in Sunny Beach, Bulgaria for 160 000€ (ID:81546)

19

Cottage in Sunny Beach, Bulgaria 120m2 #81546

160 000 €

120m²
2
4
2

Online viewing

Remote transaction

Turnkey property for rent

House with Sea View in Kosharitsa — Sale of Two-Storey Property on Sunny Beach A private two-storey house with sea view is for sale in the village of Kosharitsa, Sunny Beach resort, Bulgaria. The 120-square-metre property is located in a

Townhouse in Sveti Vlas, Bulgaria for 325 000€ (ID:81433)

22

Townhouse in Sveti Vlas, Bulgaria 192m2 #81433

325 000 €

192m²
2
3

PRP upon purchase

Online viewing

Remote transaction

Turnkey property for rent

For sale: luxurious two-level maisonette in the elite Arthur complex, St. Vlas, Bulgaria. Total area 192 m², 4 rooms, 2 bathrooms, 2 terraces (one with a barbecue area), separate walk-in wardrobe. Designer renovation using high-tech, quality

Cottage in Sunny Beach, Bulgaria for 159 990€ (ID:70556)

9

Cottage in Sunny Beach, Bulgaria #70556

159 990 €

House for sale for € 159.990 in Kosharica A two-storey house in the picturesque area of Kosharitsa with an area of 165 m2 is offered for sale. This cozy house with two bedrooms, three bathrooms and two balconies will be an excellent choice

Townhouse in Sunny Beach, Bulgaria for 48 000€ (ID:56953)

16

Townhouse in Sunny Beach, Bulgaria 56m2 #56953

48 000 €

56m²
2
1
1

Elenite is a small resort village, in the southern part of the Bulgarian Black Sea coast, in close proximity to Sveti Vlas and not far from the famous resort of Sunny Beach (7 km). The distance from Burgas airport is 45 km. Everyone who has

Townhouse in Sveti Vlas, Bulgaria for 136 500€ (ID:56951)

18

Townhouse in Sveti Vlas, Bulgaria 121m2 #56951

136 500 €

121m²
2
2
2

the gated complex, which is located in Sveti Vlas, 450 meters from the beach. Beautiful places to relax, clean air and sea climate. The complex has a cafe-bar, swimming pool, Playground. Parking space. Security. Within walking distance of

Townhouse in Sunny Beach, Bulgaria for 108 000€ (ID:55558)

23

Townhouse in Sunny Beach, Bulgaria 108m2 #55558

108 000 €

108m²
2
2
2

Elenite is a small resort village, in the southern part of the Bulgarian Black Sea coast, in close proximity to Sveti Vlas and not far from the famous resort of Sunny Beach (7 km). The distance from Burgas airport is 45 km. Everyone who has

How much does a house cost in Bulgaria in 2026

Property type	Location	Price from
Rural house	Inland areas, >25 km from the sea	€18,000
Townhouse / cottage	Resort village, 1–5 km from the beach	€48,000
House 300–700 m from the beach	Nesebar, Sveti Vlas, Pomorie	€90,000
Villa with pool and land	Resort area, 2nd–3rd line	€160,000
Luxury villa with sea view	Nesebar, Balchik, Varna	from €300,000

Exchange rate: 1 € ≈ 97 ₽ (2026). Rural houses often require investment in renovations — take this into account when calculating your budget.

Land in Bulgaria and the foreign buyer: how it works

Bulgarian legislation distinguishes between the purchase of apartments and houses with land. A non-resident registers an apartment in their own name without additional steps. A house with land — only through a legal entity under Bulgarian law. The most common form is OOD (similar to a limited liability company). The sole founder and director — yourself.

What does this give besides the opportunity to buy a house: official activity in the EU, a basis for obtaining a residence permit as a director, the ability to rent out real estate and receive income through a Bulgarian company account. Registration takes about a week, cost — around €500. Discount-House coordinates the process and works with trusted Bulgarian notaries.

Link: «More about residence permit through real estate →»

Discount-House helps you buy a house in Bulgaria by the sea — with property selection, legal verification and full transaction support. Our specialists work from our office in Nesebar and know the Black Sea coast market from the inside.

If you are interested in a house up to €40,000 — such properties do exist in our catalogue, but it is worth understanding: they are located in the inland regions of the country, far from the coast, and most often will require investment in renovations. With such a budget, it is often more profitable to consider furnished apartments by the sea — they can be moved into immediately or rented out.

For those targeting an amount of €50,000 and above, a different market opens up: townhouses and cottages in the resort villages of the Nesebar coast, Balchik, the suburbs of Varna — with finished interiors and complex infrastructure. Villas with a pool and land by the water start from €90,000.

One nuance worth knowing in advance: a house with a plot of land in Bulgaria is registered through a Bulgarian company — this is standard practice for foreign buyers. Discount-House registers the company and handles the transaction on a turnkey basis.

Mortgage calculator

Object cost: 100 000 $

First payment: %

Loan term: years

Interest rate: %

Credit amount

75 000

Common payments

75 000

Increase in price

75 000

Monthly payment

75 000

Leave a mortgage application

Questions from property buyers

Can a foreigner buy a house in Bulgaria?

Yes. Apartments are purchased directly, without any organisational conditions. For a house with a plot of land, Bulgarian law provides for only one mechanism — registration through a legal entity. This is standard practice, and experienced agencies conduct such transactions regularly. Discount-House establishes a turnkey company as part of the same transaction.

How much does a house by the sea cost in Bulgaria in 2026?

Properties within walking distance of the beach — from €90,000. For this amount, it is realistic to find a townhouse or a small cottage 300–700 metres from the water. Villas with a pool and private plot start at approximately €160,000. Houses cheaper than €40,000 do exist, but they are located far from the coast and almost always require renovation.

Which type of house to choose: townhouse, cottage or villa?

In which area of Bulgaria is it cheapest to buy a house by the sea?

The most affordable options near the Black Sea are Pomorie, Ravda, Kosharitsa, Aheloy. Prices here are 20–35% lower than on Sunny Beach at a comparable distance to the water. On the northern coast — Balchik, Kavarna — the market is less saturated, which sometimes opens up opportunities for negotiation.

Can you buy a house in Bulgaria in installments?

In new cottage complexes, installment payment is a standard option. The first installment is usually 25–30%, with the remaining amount paid in stages until the property is completed. On the secondary market, some sellers also consider installment payment — especially if the property has been on the market for a long time. Mortgages for non-residents are available in Bulgarian banks with a down payment from 30%.

Does buying a house in Bulgaria provide grounds for a residence permit?

Two ways. First: a Bulgarian company through which the house is registered automatically gives the right to apply for a residence permit as a director. Second: if the value of the property exceeds 300,000 BGN (~€153,000), this is already an investment basis for a residence permit. Pensioners obtain a residence permit more easily — with any property value, provided they confirm their pension income.

Is it profitable to buy a house in Bulgaria for renting out?

Townhouses and cottages in resort villages are rented out during the high season from €80 to €200 per day — depending on size, amenities and distance to the beach. The season runs from May to October, with peak in July–August. When managed by a property management company (they take 20–30% of the income), the annual yield is 3–5%. For year-round income, it is better to consider Varna or Burgas with long-term rental.

Cities Houses in Sunny Beach(7) Houses in Sveti Vlas(4)

Reviews Bulgaria

Michael and Emma
2025-11-28 21:13

Galina helped us buy a townhouse on Sunny Beach and calculated all expenses for 2025. Property tax — 0.15% (€95), maintenance fee in the complex — €12/m² (€1,080 per year for 90 m²), insurance — €80. ... More In winter we close the apartment — utilities come to €150 for the season. Special thanks for the advice on the 5% discount when paying the tax by March!
Alexey and Marina
2024-02-29 11:11

"We spent a long time choosing between an apartment and a house. Galina insisted on a detailed breakdown of annual expenses — and she was absolutely right. It turned out that buying a house with land ... More comes with its own specifics: property tax is 0.15% of the cadastral value (for us it came to about €120 per year), plus the maintenance fee — in our complex it's €12/m², so for 120 m² that's €1,440 per year. We took out insurance for €90. When Galina showed us the comparison table 'closed house in winter vs permanent residence', it became clear that maintaining a house isn't as scary as it seemed. When we left for two months in winter, we only paid for minimal heating (€70) and security (already included in the maintenance fee). Special thanks for handling the company registration from start to finish — without Galina, we would never have figured out Bulgarian legislation on our own. Highly recommend!"

Articles

Property maintenance in Bulgaria: full calculation of owner's expenses for 2026

Main expenses: taxes, maintenance fee and insurance
Owning real estate in Bulgaria comes with a number of mandatory annual payments, the amount of which depends on the location, type of complex and...

2026-05-23 19:14

Galina

How to Profitably Buy Property in Bulgaria in 2026: When It's Cheaper, What...

When to buy more profitably: the "off-season" strategy
The purchase of real estate in Bulgaria is subject to cyclical price fluctuations that depend on tourist demand. If the goal is the ...

2026-05-23 18:36

Galina

Which resort in Bulgaria to choose for buying an apartment: a guide for selection in 2026

Comparative analysis of resort zones: from Sunny Beach to Burgas
Choosing a location is a critical stage that determines both the liquidity of the property and the quality of life in it. In 2026, t...

2026-05-23 17:21

Galina

Our offices in Bulgaria

Status / Discount House

Bulgaria, Nessebar Municipality, Sunny Beach, квартал Камелия

Our team in Bulgaria

Galina

Status / Discount House
Director